The holidays are quickly approaching and with them comes one of the busiest traveling seasons of the year. Whether you are going to visit family or going on a proper vacation, many people have hours of travel time to look forward to before they reach their destination. If you decide to travel by plane, train, or boat, it may seem like a smart idea to save money by opting out of travel insurance. However, a small investment now can save you a big headache later.
Much like a homeowner’s insurance policy, a traveler’s insurance policy helps cover additional travel-related costs you may have in case of an emergency while you are out of town. Though your regular health insurance may cover you if you are physically harmed, a traveler’s insurance policy can help cover additional costs such as:
- Trip Cancellation
- Trip Interruption
- Emergency Medical/Dental Coverage
- Emergency Medical Transportation
- Baggage Delay
- Travel Delay
These circumstances can be rare occurrences during non-peak travel periods, but as the number of people traveling increases so do the odds that something unexpected will happen. A traveler’s insurance policy can be a lifesaver during these times. If you are traveling with children or an elderly family member or friend, an insurance policy can give you added peace of mind if you find yourself facing an unexpected crisis.
Also worth noting is that you can usually buy traveler’s insurance after you book your trip should you initially decide not to buy it. However, the price of the insurance will typically be more than if you buy it at the time of booking.
Being as prepared as possible can make a bad situation a little bit easier to handle. A traveler’s insurance policy can be a great tool to have should you need it, and can be a lifesaver if you are faced with travel woes during the hectic holiday season. Another great tool to have to protect your investments? A solid homeowner’s insurance policy. Contact us today to get the best rates for your household!